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Ki Gray's Articles in Mortgage

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Mortgage Rates Down For Fourth Straight Week This article looks at current trends with mortgage interest rates. Mortgage Interest Rates Drop Over Half A Point In Just Two Weeks This article looks at the recent drop in mortgage interest rates over the last week. Mortgage Interest Rates Plummet after Fannie Mae/Freddie Mac Takeover This article looks at recent trends with mortgage interest rates. Mortgage Interest Rates Jump Up Interest rates have increased recently. This article details what mortgage products have changed and what we might be seeing in the near future. Mortgage ARMs Become Attractive Again After the subprime issues of the last year ARMs become a less attractive option compared to fixed rate mortgages. This article talks about how ARMs have started to become a more interesting option over the last month. The 30 Year Loan Vs The 15 Year Loan This article compares the 30 Year Loan vs the 15 Year Loan. We compare the monthly savings of the 30 Year Loan, and the investment potential of this saving, vs the overall lower cost of the 15 Year Loan. Liquidity: Why So Important in the Real Estate Market? This article discusses the neccessity of liquidity in modern money markets, and how central banks have injected $110 billion into the global economy to ease the credit crunch. The Benefits of a GFE and Pre-Approval The GFE or the good faith estimate is an important part of the real estate buying process. In this article we describe the GFE and its benefits. Why I Hate 40-Year Loans This article explains some of the disadvantages of 40-year mortgages compared to some other options, while presenting many of the loan packages that helped cause the subprime crisis in a more critical light.

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